Flood Insurance

We specialize in custom flood insurance solutions designed to protect your property from the financial risks associated with flood damage. Understanding that each property has unique exposure to floods, our mission is to safeguard your assets, allowing you to manage your property with confidence and security.

About Insurance

What Is Flood Insurance?

Flood insurance provides specific coverage against property loss from flooding, which typical homeowners' insurance policies do not cover. This type of insurance is essential for properties located in areas prone to flooding as determined by topographical maps highlighting floodplains and lowlands. Flooding can occur due to a variety of natural events, including hurricanes, rapid surface water accumulation, and mudflows, affecting not just the structure but also the livelihood of residents. Given the statistical data that only a small percentage of at-risk homes are insured against floods, securing flood insurance is critical for protecting your investments against this natural peril.

Other Insurances

Kimberly - Flood Insurance About Image

Trusted Partners

The carriers we are contracted with

Lorem ipsum dolor sit

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor.

Lorem ipsum dolor sit

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor.

Lorem ipsum dolor sit

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor.

Lorem ipsum dolor sit

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor.

Lorem ipsum dolor sit

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor.

Lorem ipsum dolor sit

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor.

Lorem ipsum dolor sit

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor.

Lorem ipsum dolor sit

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor.

Lorem ipsum dolor sit

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor.

Flood Insurance Coverages

Structural Coverage

Covers physical damage to your property’s structure due to flooding, including the foundation, electrical systems, and plumbing.

Get Your Insurance

Loss Avoidance Measures

EReimburses for preventative actions taken to avoid flood damage, such as sandbagging or temporary relocation of valuable items.

Get Your Insurance

Contents Coverage

Protects personal belongings within the insured property such as furniture, electronics, and clothing against flood damage.

Get Your Insurance

Temporary Relocation

Provides financial assistance for temporary housing if your property becomes uninhabitable due to flooding.

Get Your Insurance

Property Clean-Up

Covers the cost of cleaning up debris and removing water after a flood, helping to restore your property to livable conditions.

Get Your Insurance

Mold and Mildew Prevention

Addresses costs related to preventing or treating mold and mildew, which are common post-flood concerns.

Get Your Insurance

Frequently Asked Questions

Insurance is a financial arrangement in which an individual or entity pays a premium to an insurance company

Flood insurance is a type of property insurance that covers losses directly caused by flooding. It typically covers damage to the building and contents, depending on the policy terms.

Standard homeowners insurance does not cover flood damage. If you live in a flood-prone area, flood insurance can protect you from potentially devastating financial loss due to water damage from flooding.

Flood insurance generally covers physical damage to your property and possessions caused by flooding. This includes damage from overflowing rivers, hurricanes, melting snow, blocked storm drainage systems, or similar water-related events.

The cost of flood insurance varies based on factors such as your property's flood risk, location, age, elevation, building occupancy, and the type of coverage you choose.

Yes, renters can buy flood insurance to cover the contents of their home. This policy typically includes personal belongings like furniture, electronics, and clothing.

There is generally a 30-day waiting period from the date of purchase before your flood insurance policy goes into effect. However, there are some exceptions, such as purchasing flood insurance in connection with making, increasing, extending, or renewing a loan.

Flood insurance is mandatory in high-risk flood areas or flood zones for buildings secured by federally backed mortgages. However, it's optional but recommended for properties outside of high-risk zones.

Flood insurance does not typically cover moisture or mold damage that could have been avoided by the property owner or damage caused by earth movement even if the movement is caused by flood.

Get Insurance Now

Don't wait until it's too late—secure your coverage now and enjoy the peace of mind that comes with knowing you're protected.