Auto Insurance

We specialize in custom auto insurance policies that cater specifically to your lifestyle and driving habits. We understand that every driver is unique, and our mission is to provide coverage that ensures your peace of mind on the road.

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About Insurance

What Is Auto Insurance?

Many people see auto insurance as just another box to tick—something they're legally required to have but hope they'll never actually need. At MK FL Insurance, we view it differently. We believe auto insurance is not just a mandatory requirement but a vital part of your personal safety net. It’s about protecting not just your vehicle but also your financial well-being and peace of mind.

In our litigious society, even a minor accident can escalate into a costly legal battle. With MK FL Insurance’s comprehensive auto insurance, you can steer clear of such worries. We ensure that you're covered for the unexpected, so a simple fender bender doesn’t turn into a major financial burden. Our policies are designed with your needs in mind, ensuring that you feel secure and supported, no matter where the road takes you.

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Trusted Partners

The carriers we are contracted with

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Auto Insurance Coverages

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Liability

Covers costs for injuries and damages you cause to others in an accident when you are at fault.

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(PIP) Coverage

Offers extensive coverage for medical costs, lost wages, and other expenses arising from injuries, regardless of fault.

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Collision

Pays for repairs to your vehicle after a collision with another vehicle or object, regardless of fault.

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Comprehensive

Protects against risks like theft, vandalism, fire, and natural disasters that aren't caused by a collision.

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Uninsured/Under-insured

Provides coverage if you're involved in an accident with a driver who lacks adequate insurance or none at all.

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Medical Payments

Covers medical expenses for you and your passengers injured in an accident, no matter who is at fault.

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Rental Car and Travel

Offers a rental car while your vehicle is repaired due to an accident and covers travel expenses related to accidents.

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Towing and Labor

Provides roadside assistance services such as towing, flat tire changes, lockout service, and more when needed.

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Frequently Asked Questions

Insurance is a financial arrangement in which an individual or entity pays a premium to an insurance company

Auto insurance can cover damage to your and another person's vehicle, personal injury, theft, and liabilities if you are at fault in an accident. Coverage details vary by policy, so it's essential to read your specific terms.

The right amount depends on several factors, including the value of your vehicle, your driving habits, and your financial security. It’s wise to consult with an insurance agent to tailor coverage to your needs.

Collision coverage pays for damage to your vehicle in an accident, while comprehensive covers damages from other incidents like theft, fire, or natural disasters.

Premiums are calculated based on your age, driving history, where you live, the type of car you drive, and the amount of coverage you select. Risk factors, such as accident rates in your area or the car's theft rate, also influence the cost.

Ensure everyone is safe, call the police if necessary, exchange insurance information with the other driver, take photos of the scene, and notify your insurance company as soon as possible.

You can lower your rates by maintaining a clean driving record, choosing a car with good safety features, increasing your deductible, taking advantage of discounts, and periodically comparing quotes from different insurers.

This coverage protects you if you are in an accident with a driver who either lacks insurance or does not have enough insurance to cover the damages. It is highly recommended to have this coverage to protect yourself from potential financial loss.

Yes, insurers often offer discounts for safe driving, multi-vehicle policies, being a good student, installing anti-theft devices, and more. Check with your insurer to see what discounts you may qualify for.

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Don't wait until it's too late—secure your coverage now and enjoy the peace of mind that comes with knowing you're protected.